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Sep 28, 2017 - 34 minute read

What does prequalified mean for a personal loan

In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.

If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief.

What does prequalified mean for a personal loan

You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. The purpose of shorter duration loans is to provide the borrower temporary financial relief.

Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. WhiteRockLoans.

What does prequalified mean for a personal loan

If approved, your cash is available within one to two business days. 1,2 It is a "short-term" loan because the balance is due the following payday.

"Long-term" loans, typically provided by a banking institution, are a better choice when you need a larger amount of money, and you know you cannot pay it back for a while. Be aware, however, that most long-term loans will require that you undergo a rigorous application process, and it may take several days to weeks to obtain your cash. With short-term cash advance loans, you do not have to provide ACE Cash Express with a reason for borrowing.

Long-term lenders often demand borrowers explain their loan need before approving the transaction, so you may need to reveal personal information you would prefer to keep private.

What does prequalified mean for a personal loan
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